{"status":"configuration_required","time":"2026-09-06T03:03:32.467Z","mode":"production","readiness":{"ready":false,"telegram":{"ready":false,"status":"NOT_CONFIGURED"},"payments":{"ready":false,"configured":false,"live":false,"status":"NOT_CONFIGURED"},"cards":{"provider":"2328","status":"DISABLED","ready":false,"message":"Live card operations are disabled by configuration."}}}